Instead of worrying about the specific modalities, which are nothing more that someone’s proprietary description of some combination of permitted treatment techniques, we defined coverage broadly based on the nature of the treatment.
You don’t have to look for a name for a technique to know you are covered. For example, Yoga involves a practitioner guiding people through movements and hold positions. So does Pilates. Our policy doesn’t say Yoga or Pilates, it just says Movement Therapy, defined as guiding Clients through a system of movements and hold positions.
That way, everything is covered without having to identify the label someone has put on it.
The American Massage Council (AMC) is one of the most established programs in massage. Founded in 1986 to fight spiraling malpractice insurance costs. The company was initially founded as a California only program and was expanded nationally in the early 90’s. Over the last three decades AMC has consistently provided the most affordable and reliable package of coverage in the country.
Massage therapy is generally considered low risk, but injuries can still occur. Learn the common risks massage therapists should recognize, how client screening and safe technique can reduce them, and why documentation and professional liability protection matter.
Aromatherapy massage combines massage therapy with diluted essential oils or aromatic inhalation to create a relaxing sensory experience. Research suggests aromatherapy may help reduce anxiety and improve sleep quality, although the evidence varies and does not establish that essential oils treat medical conditions. Learn how massage therapists can use aromatherapy thoughtfully and safely.
A malpractice claim can be stressful, but your first response matters. Learn what massage therapists and clinic owners should do after a client alleges an injury, including documenting the incident, preserving records, notifying the professional liability insurer, avoiding admissions of fault, and working with appropriate legal and insurance professionals.
Building a long-term massage career takes more than technical skill. Learn how specialization, client boundaries, workload management, recovery, continuing education, and professional risk management can help massage therapists create a sustainable practice. These practical strategies can support career longevity while protecting the therapist’s health, time, professional development, and business.
AMC also has an extensive network of defense attorneys and defense experts nationwide. The panel of defense attorneys and defense experts have been thoroughly vetted by AMC’s team and were selected based on rigorous selection criteria including the demonstration of superior knowledge and experience in their respective specialties and consistent delivery of superior outcomes.
When it comes to your insurance coverage we do not make the assumption that you need all the coverages offered by other organizations. Through our application process, we let you choose what you need rather than charging for what you may not want
Our insurance carrier covers a wide range of allied healthcare professions. These professions include: Personal Trainers, Skin Care Professionals, and Nutritional Specialists. Please contact us if you have an additional profession you are seeking coverage.
The professional liability coverage limits are $1,000,000 per claim, $3,000,000 aggregate. Modalities covered include; massage, energy, movement, and spa therapies. The policy is valid from the time of inception until it renews after one policy year.
AMC distinguishes ourselves from other massage programs by employing attorneys who not only have legal defense backgrounds, but also attorneys who have expertise in massage modalities to handle claims from the inception.
The application process is very important to AMC. In order to maintain the best rate possible we ask a few questions that help us to best determine the risk. These few questions can end up saving you money and time spent on an unfounded claim.
New Member Application
PDF New Member Application
Member Renewal Application
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